Do you think its right the Elderly may have to pay for their old age care ?

[astr0144]

I do not know if many people are aware on PRC that in certain cases that some Retired  elderly people end up having to pay for their care and may have to sell their home to pay towards it.

I suspect that some of the older members may be more aware of this or someone who who has had it happen within their own family or who knows of someone who it has happened to.

Or things may vary in different countries or areas..

But...

I recently had rather a surprise when someone who I know who is elderly  had a stroke and has found out that they may have to pay for their future care... and may well have to sell their house to pay for it and will not be able to leave their property for their children's inheritance.

I assume that In certain or maybe most first world countries that this may be the case as people now live longer..

At one time people paid taxes or National Insurance when they work to pay for their future care...and It may have been this alone would have once covered their care costs if they had to go into hospital or later into a nursing home if they got ill....

What I am not sure about is if someone worked roughly for say 40 to 50 years...Peoples earnings vary ...but how much an individual may have paid in to the system..( if costs were compared to inflation)...

And How much they may be entitled to in later life when they may need it.. Each persons situation will vary..

But in this eg... someone who reached 90 years old and had not needed much previous care from the system..

Then all of a sudden when they need it most, are now being told they need to pay towards their own care and may have to sell their property to pay for it if they continue to live past any savings..and their pension will also be used to pay for it also..

I can see that people living longer creates problems for the costs involved if people need care over a set amount ..

but I am not sure if I agree that they should have to pay for their own care or sell their property to do so.

Yet anyone who only rents a property gets  their care  paid for !

My question would be how much should they be entitled to after paying into the healthcare system all their lives...

Is this a huge government scam on the people or is it a valid reason that people should pay for their own care...

Maybe in the USA things are different for Europe..

Initially I thought that this may have only applied in recent years since people have been living longer..

BUT on some research..I am led to believe that this has actually been the case since 1948 in some countries..


I believe that there may be ways to prevent this from happening for those in the know ! if you know how to go about it..

But there is a lot of people got caught out and ended up loosing their homes..or families loosing out on their  inheritance..

which no doubt is rather somewhat of a major concern...

[Pimander]

The trouble is that only the old have any money in the UK.  Fair pay, pensions etc are becoming a thing of history for most.  The young have very little.

[astr0144]

Nice to see you back on PRC Pimander, I was not sure if you had left for some reason although I have not been online as much myself in the last few months..

Wow that was a quick reply within less than 4 mins....you must be one quick reader / thinker...

You make some fair points...but are these more within the last 10 years..or maybe even since the 1980s.. but in the UK as far as I know its been the case since 1948...which has surprised me..

Yes no doubt the present economic conditions do prevent the younger generations from paying into ponzi type NHS scheme to fund the system..

Its a tricky one ...

And IF its down to the NWO in destroying our economy / jobs etc...
It still tough to decide what to think !

[Pimander]

In answer to the question in the title, of course, the elderly should be properly cared for as well as possible whether they can afford it or not.  As a society we should be able to pay for it but if that is not possible then people with money will have to pay for their own care.  It is economic necessity.

I think all care should be free and paid for by society but that kind of talk is considered dangerous by many.  That kind of world is a threat to many powerful people.

[sky otter]

astro

i don't think you're in the states..are you?

first off if he pays 5 bucks or any amount in a regular fasion they can't do anything  because he is making an attempt
also i do not know international law but check into soething called revokable living trust
http://wills.about.com/od/overviewoftrusts/a/revvirrvtrs.htm

you can change it at any time but you cn also put whatever you own into it and you become the trustee..when you do this the home or other things can pass directly to whomsoever you choocse
without taxes, etc.

it is a really good tool..but as with anything you have to pay attention to the details
if your friend needs a lawyer (you don't  to do this)
there are free services that will help..but you have to do your homework

i hope this helps a bit
good luck

[astr0144]

I also agree that in a normal working economic system IF there is such a thing / OR if we are being presently denied such a thing by those in power) that care should be paid for..

Its very hard for those who have taken the chance to buy a property rather than rent...and who expected to provide an inheritance for their children....when those who did not chance buying a property get their care paid for by the state...

Admittedly its hard when you get those who were capable or able to earn more and afford to buy...but should they be penalized later in life !

Care to comment further why its such a  danger/ threat to those people in power !

I think all care should be free and paid for by society but that kind of talk is considered dangerous by many.  That kind of world is a threat to many powerful people.

[The Matrix Traveller]

The gov. collect taxes, then abandon their investment (You re taxation) in some cases.

No matter who you are, wealthy or poor, governments should honour their responsibilities,
regarding their Investment (You)

Some gov. do.... others don't.

Is your gov. honouring their responsibilities ?

[astr0144]

Hi Sky,

No I am not in the USA..

Thanks for posting the link / info...I am not sure if it may be valid or not if outside USA..

Sorry I did not fully explain and maybe I need to rewrite the 1st post again.

Unfortunately the original house owner died and did not make a will..

The property was passed down to his wife....

and she later had a stroke before being able to make or complete any arrangement to protect the property for her family...

Now with the stroke she is unable to make valid decisions that the Doctors agree with to be able to do anything that may be possible to prevent her having to pay for her own care or prevent the property being sold if she lives past any savings that she may have...

If a Will would had been made, then I assume they could not have touched the property..and maybe she would not have to pay for her care....

She may get some entitlements towards the costs....and with her pension...this may pay half the costs of the nursing home..

BUT the cost of a Nursing home in the UK is around £550 to £1000 a WEEK ! which is incredibly expensive..

[Amaterasu]

Just think of all the problems solved if We get rid of money.  No One HAVING TO PAY.  BEST care for ALL.

Ah well.  For now, We struggle with these problems.

[astr0144]

Personally Matrix,

I think that they are ripping their citizens off !

But I do not really no just how bad things may be ..or if the elderly population is really as extreme as they tell us...

or if its just another case of rip off government policies which I suspect
if what the like of what Alex Jones & others suggest is true !

The gov. collect taxes, then abandon their investment (You re taxation) in some cases.

No matter who you are, wealthy or poor, governments should honour their responsibilities,
regarding their Investment (You)

Some gov. do.... others don't.

Is your gov. honouring their responsibilities ?

[astr0144]

Hi Amy,

Yes that would be the ideal ...and I do think that what you are suggesting is possible....

Its just that those in present power do not want to make this happen as they want total control of us... but it may be quite possible to change things very quickly and you may well have the solution !

Just think of all the problems solved if We get rid of money.  No One HAVING TO PAY.  BEST care for ALL.

Ah well.  For now, We struggle with these problems.

[ArMaP]

In Portugal, people that paid their social security for at least 20 years are entitled to have some expenses paid by the social security. I don't know if the bailout agreement with the EU, IMF and the ECB changed some of that (we got some reductions in how much the social security pays and some higher prices), but the most difficult part is to get a place in a nursing home, as there aren't that many.

[The Matrix Traveller]

Just think of all the problems solved if We get rid of money.  No One HAVING TO PAY.  BEST care for ALL.

Ah well.  For now, We struggle with these problems.

Indeed.....

It won't be long now, to when an "Economic System" no longer exists....   

[The Matrix Traveller]

Personally Matrix,

I think that they are ripping their citizens off !

Your 100% correct there Astr0

Some gov. are... more than others... 

[The Matrix Traveller]

Hi ArMap,

In Portugal, people that paid their social security for at least 20 years are entitled to have
some expenses paid by the social security.

Same here in NZ.