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hold on to your cash?

Started by robomont, January 20, 2014, 08:27:31 AM

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robomont

This is a theory.i would like the computer nerds to speak please.

Yes even my droid got hacked in this nightmare.so what?.
Well my credit card info is on it.along with my passwords.im thinking this virus may be recovering passwords and entering sites.then grabbing more passwords.as big of an attack this is.and we all know of the target attack.it wouldnt surprise me if this is target attack 2.0.
This could be why its so hard to get rid of.sure i could changes my passwords but lets say zorgons passwords arent.then the hack just uses his.well they are back in.this time grabbing mine.zorgon changes his but its too late they already have everybody else into infinity.so eventually they have all our info and passwords.then they use these to hack our checking and credit cards.
Eventually all stuff is hacked and credit cards are worthless.this causes run on banks.first to have cash in hand wins.everybody else loses.we may see this monday morning so heads up.
ive never been much for rules.
being me has its priviledges.

Dumbledore

PLAYSWITHMACHINES

Flushing the DNS worked for me, thanks Gigas ;D

US is still under attack, over 2.5 million hits this morning... :o

And i'm not buying anything over the net this week ;)

Come on, nerds, help us out here :P

ArMaP

Don't use the same password for more than one thing. :)

robomont

We americans are lazy.i bet most folks are.and this may be the proof.
ive never been much for rules.
being me has its priviledges.

Dumbledore

starwarp2000

Quote from: ArMaP on January 20, 2014, 09:23:11 AM
Don't use the same password for more than one thing. :)

Good advice Armap!
Also: Change it every month, and try to make a strong one (If necessary go to a password generator on the net and get one from there).

Try this one: http://strongpasswordgenerator.com/
Sit down before fact like a small child, and be prepared to give up every preconceived notion, follow humbly wherever and to whatever abyss nature lead, or you will learn nothing. —T. H. Huxley

ArMaP

Quote from: starwarp2000 on January 20, 2014, 11:38:06 AM
Also: Change it every month, and try to make a strong one (If necessary go to a password generator on the net and get one from there).

Try this one: http://strongpasswordgenerator.com/
Or pick some book and move down one line for each month, or use the first words from the third line of each page, etc., it's easier to remember a long password that makes sense in some human language than trying to remember a random collection of letters, digits and symbols.

go2toa

#6
Credit card on the phone?  I don't have it on any device, because it's in the wallet.

If I was retired, I could maintain perhaps a dozen logins and change them every 2 years.  The reality is my co-workers and I have 60-120 logins.  We put them in a place that is internet accessible because we have to get to them anywhere, anytime, but they're so hard to find -- let alone access -- it would be easier to steal a car from our garage.

The best tip I've heard came from a person who also had dozens of logins.  He had a nice balance of security and practicality.  Depending on the organization, safeguarding passwords is elevated, so he stratified them at four.  If one is appearing to be compromised, he changes the password for every login at that level to something new.

1-master password, to access your pwd vault (if you have one)
2-financial institutions and email, eg. paypal
3-commerce with no easy access to your funds, eg. amazon
4-all other (forums, product registration, photo sharing, facebook etc)




go2toa

Don't use a convenient login pass-through that doesn't take you off the site.

Eg. facebook credentials to log into a non-fb site.  Worse yet, they are the same credentials to your bank.  Yes, they can capture your username and password.  Making matters worse, this pass-through can be outsourced to servers in foreign places like India or China.  Because the pass through protocol changes, and requires maintenance, some companies outsource to save money.

The only safe pass-through is now called OAuth2.  Eg. you'd be sent to google for login, and google sends you back with a token that tells the referring website, "yes, he logged in, here is a random id to track him".  If you can't spot OAuth2, never use the convenient shared login, ESPECIALLY IF YOU USE THAT LOGIN AT YOUR BANK!


zorgon

Quote from: robomont on January 20, 2014, 08:27:31 AM
This could be why its so hard to get rid of.sure i could changes my passwords but lets say zorgons passwords arent.then the hack just uses his.well they are back in.this time grabbing mine.zorgon changes his but its too late they already have everybody else into infinity.so eventually they have all our info and passwords.then they use these to hack our checking and credit cards.

No not even I can see the passwords. All I can do if you lose yours is give you a new one. They would have to hack the server directly and they didn't do that because I checked... (and it is almost impossible to get into globat :P )


QuoteEventually all stuff is hacked and credit cards are worthless.this causes run on banks.first to have cash in hand wins.everybody else loses.we may see this monday morning so heads up.

All you need to do is monitor your accounts  I look daily when I get up... mainly because I am selling online and want to see the days sales... but it only takes a second to see any suspicious activity on your accounts. And you are not liable. Wells Fargo gives you 30 days to report a fraud.

However they did block one action... seems someone tried to buy something in Italy and they flagged it at the bank. Seems the other hosting company I tried to set up a Pegasus account used my info (they were based in Italy)



zorgon

Best use of access cash right now is to pay off all debts and keep a good stock of supplies :D

zorgon

Quote from: go2toa on January 24, 2014, 10:22:47 PM

2-financial institutions and email, eg. paypal

Paypal is VERY good right now because you can use it anywhere even to pay online bills and buyers can use their own credit cards to purchase so you no longer need a credit card merchant service

Paypal also only keeps records for three months :D

My paypal account is set up to a SEPARATE bank account. I use THAT bank account for all online transactions. I keep only what I need in there and transfer any extra to other accounts that are never used online


Quote3-commerce with no easy access to your funds, eg. amazon

Amazon is awesome  they do all shipping and fees and you just transfer the balance to your account  No one sees your info but Amazon  40.00 a month you can set up a full store and list anything you want (within legalities)


Gigas

You ever notice with these credit card breaches at major retailers no one ever is charged with a hacking crime.

Oh they'll float some bubba blurbs it was some guys in Russia or the Ukraine who did it like they did with this last target hack where they report some 17 year old kid in Russia master minded the whole thing but now that story has died and its back to we don't know who did it.

You wanna know who does this with impunity. The same three letter gang guys sniffing every data bit to and from your computer. They are the guys who told Greer they own all the worlds computers and could/would zero his credit card balance every month as he spent as much as he wished.

Everything on your computer has been looked at by the three letter gang and what they want, they take, and the internet is controlled by them with NSA and the FBI filtering all bi-directional data crossing their intercept locations or better known as DNS labs.

Even though zorgons database passwords are encrypted by a hash, the power that be can crack em wide open and if they want, go into the planet pegasus database and delete passwords and or information as well as scrape what they want out, like your IP.

Don't matter if you have a good firewall cause most of them are written in israel and they just love snopping as well as scanning your phone records because they handle that too.

Intel has a door in, microsoft has doors in, NDA has doors in, skype is filtered, everything on your computer reports in on your activity. If you login to an unsecure login, your login can be looked at by anyone seeing your packets passing through.

That nice little tablet you bought and download apps to is chock full of tattle tale apps reporting back to someone.

Banks own your cash if you put it into their trust. That's right, YOUR cash is not your cash when in the bank. The government can go into that bank account of yours and take it all and there's nothing you can do about. IMF global showed the world how its done and how you can do nothing to get it back.

So don't even think your money is safe in that bank. Got Paypal, they can tie your money up and lock your account up to 90 days and you can do nothing about it. Oh you can complain but they don't care cause they have your account and everything in it at their disposal.

You got cash, keep it next to you cause 9/10s the law says who ever has it, owns it.


My bank just pulled a fast one on me and I have to shut it down. I thought my safety was their concern till I realized what they done. Its clear to me now and planned all along.
Everyone loves me, till they're sick of me

Gigas

Quote from: zorgon on January 24, 2014, 10:52:07 PM
Paypal is VERY good right now because you can use it anywhere even to pay online bills and buyers can use their own credit cards to purchase so you no longer need a credit card merchant service

Paypal also only keeps records for three months :D

My paypal account is set up to a SEPARATE bank account. I use THAT bank account for all online transactions. I keep only what I need in there and transfer any extra to other accounts that are never used online





Exactly how you have to set up paypal. Keep them off your main account and have a separate unattached savings so money in and money out does not cripple the main account when there's a complaint by a customer where paypal locks the paypal attached account till they end their investigation
Everyone loves me, till they're sick of me

robomont

I agree with all you said gigas.
Its really that bad.the public doesnt understand this.

Thats why i theorize they are using our money in the middle of the night to hedge or pay bills.or like paypill is holding for days at a time to wait for values on the dollar to go up or down depending on what they are doing.say they have to pay a mexican bank in pesos.they wait a few days till the peso falls25% then hey buy pesos and pay the bill.now that billion dollars that we paid pp just made them 250million profit.while mexico and the usa suffer because of these funny money games.
ive never been much for rules.
being me has its priviledges.

Dumbledore

zorgon

Quote from: Gigas on January 24, 2014, 11:13:49 PM
Banks own your cash if you put it into their trust. That's right, YOUR cash is not your cash when in the bank.

Well there are things you can do that still work...

Say you have $20,000 lying around....  You can drop that into a CD and lock it away for 48 months and earn 50% interest

Then you can ask the bank for a line of credit (they will give ya $19,000)  so take a little less say $15,000


Now go buy that car you wanted at $10,000 and pay cash...

So what does that leave you?

$20,000 cash in a safe place...
one $10,000 car paid in full

$5,000 left in credit

Credit is charged at a mere 6.25%(annual rate) interest on the balance at the end of the month. That is a LOT better than a car loan which can hit up to 48%

So you have effectively doubled your money :D  Takes about 20 minutes

If you make a payment of $2,000 before the end of the month you will only pay interest on $8,000 at 6.25% annually

In other words you are borrowing your own money :D but the money in the CD is earning a lot more than your costs on the portion you use :D

Government won't touch your money because the bank is using it... so if they did they would hurt the bank :D

win win situation.

Wells Fargo has a minimum for a CD of only $3,000


This is how the rich get rich :D







The government can go into that bank account of yours and take it all and there's nothing you can do about. IMF global showed the world how its done and how you can do nothing to get it back.

So don't even think your money is safe in that bank. Got Paypal, they can tie your money up and lock your account up to 90 days and you can do nothing about it. Oh you can complain but they don't care cause they have your account and everything in it at their disposal.

You got cash, keep it next to you cause 9/10s the law says who ever has it, owns it.


My bank just pulled a fast one on me and I have to shut it down. I thought my safety was their concern till I realized what they done. Its clear to me now and planned all along.
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