alert alert

[undo11]

obama's health care passed.

better start saving money now, cause if i understand this correctly, americans are now going to be forced to get and pay for health care whether they have a job or not, and no matter how much they make at the job they do have.   you can expect to see a tax on your yearly taxes for each person you are responsible for, or who you claim as deductions, if they are not paying for the insurance out of their own pockets.  i think it's around 700 dollars, ramping up to 2500 dollars per year, per person, in taxes, job or no job. 

somebody correct this if it's wrong, but this is what i'm seeing and hearing about the thing, which means people like amaterasu who don't even have a job, will have to get insurance or pay the tax, no alternative.  and you will not be eligble for medicare or medicaid, unless you're already on it.

it's what they call socialized medicine.  i thought we already had socialized medicine.  people who were too poor could go on medicare and medicaid.   we paid taxes on that and will still be paying taxes on that. this is getting crazy.

[Amaterasu]

Heh.  Blood from a turnip, I say.  They can claim I have to pay - but what?  Are They going to put Me in debtor's prison?

Oh.  Wait.  They just might.  ACK!

[undo11]

Heh.  Blood from a turnip, I say.  They can claim I have to pay - but what?  Are They going to put Me in debtor's prison?

Oh.  Wait.  They just might.  ACK!

yep the irs has legal authority to have people arrested, so the only option is to save money to pay it so you don't get caught for tax evasion, or you can get health insurance. 

[Amaterasu]

Yeah.  Save WHAT money???  If I have zero now, and have zero coming in...  THEN what?  I go to jail because I am not making money?

This universe is INSANE!

[undo11]

p.s. i don't think most companies will have group policies anymore, so you will be paying the standard rate of private health care insurance, which runs about 400 + per person a month.  i think the insurance compaines that wanted this to happen so badly, had better have a plan in place to accomodate people who don't have a means to pay for health care or who make so little at their jobs, they can't afford private insurance

something's just not right about this. i don't think we're getting all the information.

[undo11]

Yeah.  Save WHAT money???  If I have zero now, and have zero coming in...  THEN what?  I go to jail because I am not making money?

This universe is INSANE!

i was thinking about a way we could generate income here at prc.
i posted it in moderators.  we could offer services as a research group by donation.  they give whatever they can afford, and we each go and research it. 

would that be something you would enjoy doing?

[rdunk]

i thought we already had socialized medicine.  people who were too poor could go on medicare and medicaid.

undo, Medicare is something that "workers" make payroll deductions for all of their working lives, and still it is far from free. Medicaid is for those who cannot pay, and for now the illegal aliens, who never pay.

There is a part "A" Medicare and a part "B".  Part "A" "Medicare insurance" does not require additional cost, and covers inpatient care in skilled nursing facilities and hospitals. The part "B" "Medicare insurance" does require additional cost, and it pays for medically necessary services and supplies provided by Medicare. Part "B" covers outpatient care, doctor's services, therapists, and home health care.

CAN I SAY AGAIN, MEDICARE IS NOT FREE EVEN AFTER CONTRIBUTING TO IT THROUGH THE YEARS.

With Medicare parts A and B, all services under Medicare insurance must be approved by Medicare, for payment. And maximum payment by medicare is only 80% of the Medicare approved cost. So, that leaves 20% that somebody else must pay for - you and me!!!

There are numerous ways to deal with that 20% A primary way is to purchase a Medicare "supplement " policy. It is standard Medicare directed insurance, consisting of plans A thru J or K, with each plan being a little different in coverage, and different in cost.

FYI plan "F" supplement covers the total 20% , and also covers annual Medicare deductible.

There are numerous providers of Medicare supplements, and all have their own fees.

Just FYI, our total costs for Medicare part "B" and the Medicare supplement insurance is around $7,000 per year. Of course, it increases most every year.

Nope, Medicare is not free, even though it is always presented that way by the press, and as a result, younger citizens generally do not have a good understanding for how Medicare actually works.

Hope this might help some here!! 

[undo11]

might be a good idea to get on either medicare or medicaid now before this thing goes into action for real, unless they make it retroactively enforceable since the first voting, in which case, those people who joined after it was voted for, are out of luck.

[zorgon]

Solution

[burntheships]

something's just not right about this. i don't think we're getting all the information.

Very insightful Undo, I think the whole thing is out of an Alinsky play
book. This has, since its passing years ago thrown the country into
Chaos. Could that have been the intention to start with, along with
the solialistist aspects?

I think so, and we have years before its actually implemented.

Just wait until those who thought they were going to get
free healthcare find out what  is really going down!

[zorgon]

might be a good idea to get on either medicare or medicaid now before this thing goes into action for real, unless they make it retroactively enforceable since the first voting, in which case, those people who joined after it was voted for, are out of luck.

As far as I know you can't just get on it. I just hit 60 and I need to wait to 64 to apply..

Unless there is something I missed. 

Had great coverage all my life with the security business but never once got sick or had an accident but every month it came out of the paycheck

Had excellent coverage with the Union in convention work. The employers paid that as long as you have enough hours in a month

When I started they had a bank so you could save extra hours during the peak season and use them in the slow season, and you could pay for the hours you were short

Then the economy took a dive... so there were a lot less hours to go around. At the same time they took away the bank and increased qualfication from 80 hrs a month to 120 hours a month. Well there are very few people in this industry who get 120 hours a month so effectivly they have cut the medical

Fortunately I was able to put my hernia operation and wife's knee replacements through before we lost it

So now we have zero coverage at a time we need it most. If I could tell young people ANYTHING it would be don't pay for company medical while your healty... put that money in a trust fund or something. That way when you really need it later, your covered

[rdunk]

zorgon, I assume your solution is two part- - 1. Don't get sick! And  2. Get an RV, like yours in the pic!!    

[undo11]

z

well one of them is for people when they get old, the other is for poor people.  the one for poor people is our socialized medicine.  not sure why we need another social medicine to go with the one we already have

[rdunk]

As far as I know you can't just get on it. I just hit 60 and I need to wait to 64 to apply..

Unless there is something I missed.

zorgon right now, the starting age for going on Medicare is 65, and it can start the first month after turning 65.

So, you do have a full 5 years before you will be eligible. Of course some things - maybe Medicaid too - work with income levels. It is my understanding that "POVERTY LEVEL" definitions are based upon "income levels", and not on the basis of how much money, stocks, property, etc one has.

So, "if" that is true, then you just might can find a way to get in there with all of the others receiving free medical treatment, under Medicaid, etc. 

[Amaterasu]

i was thinking about a way we could generate income here at prc.
i posted it in moderators.  we could offer services as a research group by donation.  they give whatever they can afford, and we each go and research it. 

would that be something you would enjoy doing?

Enjoy?  Probably not...  Could I do it?  Yeah.  Would I do it?  That depends on so many things.  Will I do it just to make money to pay this tax but still be homeless and moneyless?  I don't think so.  Will I do it for enough to have a place, feed M'self, afford a vehicle and pay for insurance or the tax?  In a heartbeat.

But...  According to My friend, there are exemptions...  If You have no money, You don't have to pay.  (He just told Me that - don't know if it's true.)  Also, states can opt out...

http://leanforward.msnbc.msn.com/_news/2012/06/26/12426700-lawrence-odonnel-the-individual-mandate-is-a-mirage?lite

Hope I spelt that correctly.  My friend dictated the link to Me.